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The ultimate credit line to optimise cash flow

The ultimate credit line to optimise cash flow

The ultimate credit line to optimise cash flow

Unlock up to £1 million in flexible funding to pay suppliers instantly, preserve cash flow, and spread repayments over 1 to 12 months.

Unlock up to £1 million in flexible funding to pay suppliers instantly, preserve cash flow, and spread repayments over 1 to 12 months.

Funding tailored to your business

Funding tailored to your business

Funding tailored to your business

You pay suppliers immediately, then wait weeks or months for customers to settle. Banks are slow, rigid and unclear on cost. That's the gap Lenkie exists to close.

Dynamic limits

We support funding limits up to £1 million. Your initial limit can increase over time with business growth and ongoing usage.

Dynamic limits

We support funding limits up to £1 million. Your initial limit can increase over time with business growth and ongoing usage.

Manageable repayments

You can split bills into manageable monthly instalments over 1 to 12 months. You choose the terms that best suit your business.

Manageable repayments

You can split bills into manageable monthly instalments over 1 to 12 months. You choose the terms that best suit your business.

Revolving balance

Each repayment tops up your available balance, allowing you to access a continuous line of credit without needing to re-apply.

Revolving balance

Each repayment tops up your available balance, allowing you to access a continuous line of credit without needing to re-apply.

Upload and pay supplier invoices in seconds. It’s that simple.

Upload and pay supplier invoices in seconds. It’s that simple.

Upload and pay supplier invoices in seconds. It’s that simple.

Sign up in 2 minutes

Our application process is incredibly simple and can be completed within minutes.

Sign up in 2 minutes

Our application process is incredibly simple and can be completed within minutes.

Pay suppliers immediately

With same-day payments to over 150 countries, your suppliers will receive funds immediately wherever they are.

Pay suppliers immediately

With same-day payments to over 150 countries, your suppliers will receive funds immediately wherever they are.

Reconcile payments easily

Our Xero or Quickbooks connections allow you to import bills and reconcile payments automatically.

Reconcile payments easily

Our Xero or Quickbooks connections allow you to import bills and reconcile payments automatically.

Pay multiple invoices in one click

Pay invoices to suppliers in seconds with our bulk pay feature. 

Pay multiple invoices in one click

Pay invoices to suppliers in seconds with our bulk pay feature. 

Wallet balance

£48,000.00

BREAKDOWN

£40,000

Vendors

£8,000

Cash

Withdraw cash

Draw down on demand

Draw down on demand

Draw down up to 20% of your facility whenever you need it, straight into your bank account.

Draw down up to 20% of your facility whenever you need it, straight into your bank account.

We stay behind the scenes

Suppliers see your name on the payment,
not ours.

We stay behind the scenes

Suppliers see your name on the payment,
not ours.

Cover the costs that keep your business moving

Cover the costs that keep your business moving

Pay any supplier invoice instantly, then spread the cost over 1 to 12 months to match your revenue cycle.

Pay any supplier invoice instantly, then spread the cost over 1 to 12 months to match your revenue cycle.

Raw materials

Marketing spend

Subcontractor wages

Equipment hire

General business expenses — including VAT

From application to paid supplier in three steps

From application to paid supplier in three steps

Select your company

Acme technologies

Annual turnover

£850,000

Net profit

£92,000

Welcome,

Get set up on Lenkie

Company details

Done

Bank connection

Done

Make your first transaction

Start

01

01

Apply in 2 minutes

Apply in 2 minutes

Tell us about your business and connect your accounts. Get a decision within 48 hours.

PDF

User Onboarding

75% complete

Welcome,

Get set up on FinEase App

Bank account

Done

Company details

Done

Make your first transaction

Start

02

02

Upload your invoices

Upload your invoices

Drop in a supplier invoice and we auto-capture the details. Sync with Xero and QuickBooks

Payment successful

£13,000.50

03

03

Pay suppliers instantly

Pay suppliers instantly

We pay to over 150 countries, while you spread repayments over up to 12 months.

Get the right funding for
your client’s business

Get the right funding for
your client’s business

Get the right funding for
your client’s business

Lenkie’s Grow Now, Pay Later credit facility is designed for businesses that:

Lenkie’s Grow Now, Pay Later credit facility is designed for businesses that:

Are UK-based and operate as a limited company or LLP

Are UK-based and operate as a limited company or LLP

Have at least £1,000,000 in annual revenue based on your latest filed accounts

Have at least £1,000,000 in annual revenue based on your latest filed accounts

Have been trading for at least 18 months

Have been trading for at least 18 months

Unsure if we’re a good match or want to chat? Contact our team here.  Even if our funding solution isn’t right for you, we have an extensive partnership network that’ll be happy to help. 

Unsure if we’re a good match or want to chat? Contact our team here.  Even if our funding solution isn’t right for you, we have an extensive partnership network that’ll be happy to help. 

£
£

* This limit calculator is for illustrative purposes only and is not a formal funding offer for your business. For a formal offer, you must first a submit an application. If approved, your limit may vary depending on Lenkie’s full underwriting review.

Don't just take our word for it.

Don't just take our word for it.

Don't just take our word for it.

"We build vehicles fast and sell them faster, so having funding that can move at the same speed matters. Lenkie has backed us through that from early on, and it's a relationship that's grown alongside the business."

Brian Bachelor

Managing Director, Van Guru Fleet Specialists

"We build vehicles fast and sell them faster, so having funding that can move at the same speed matters. Lenkie has backed us through that from early on, and it's a relationship that's grown alongside the business."

Managing Director, Van Guru Fleet Specialists

Frequently asked questions

Frequently asked questions

Simply fill out the form above to begin the application. We'll reach out to the referred business and be in touch with you once we've made an initial offer.

How do I get started?

What are the commission rates for affiliates?

How often do you pay affiliates?

What happens if I don’t submit a referral through the form?

What happens if I already have a separate commercial agreement in place?

Grow Now, Pay Later

Access instant funding to supercharge your growth

© 2026 Lenkie technologies. All rights reserved.

Grow Now, Pay Later

Access instant funding to supercharge your growth

© 2026 Lenkie technologies. All rights reserved.

Grow Now, Pay Later

Access instant funding to supercharge your growth

© 2026 Lenkie technologies. All rights reserved.